Do Pawn Shops Buy or Loan on Apple Desktop iMac Computers?

There are very few computers as well recognized as the almost iconic iMac at this point.

It doesn’t matter if it’s a movie, TV show, an office you work in, almost everyone recognizes the iMac’s shape and design as something special. In fact, it’s so popular that many outlets have reported business that otherwise use exclusively Windows purchasing iMacs for their expects that never run anything other than Windows. It’s just that industrial design that wins every time.

How 'Pawnable' Is This Item

What Value Does This Item Have

iMac’s are the only Apple desktop out there there. There’s the Apple Mini, the iMac Pro, and of course, the big powerhouse Mac Pro. They are all very powerful for what they are, look great, and perform even better. It’s one of the reasons that pawn shops typically love to see them come through their doors.

Because of this, Apple desktops overall are given an “Excellent” rating in terms of their pawnability. Consumer demand for these systems is high and pawn shops have no problem selling them, so they love buying them as well.

Because of the super high price of some iMac Pros and Mac Pros, they do only receive a “Good” in terms of value that you get from the pawn shop. With the Mac Pro able to be configured up to and around the $60,000 mark, it’s just hard for a pawn shop to justify loaning anything close to that on a desktop computer, but for the most part, they do give a great value on the mid-tier machines that come into their stores.

What To Bring With You:

  • With a premium product like this, it’s always a good idea to bring things like the box and packaging with you. Anything you can do to make the product look and feel more complete.
  • The original power cord is absolutely a requirement. Generic computer cords can work, but the machines look terrible without their originally intended to be used equipment and cord.
  • The original Apple keyboard and mouse is also a requirement. Here again, you can use aftermarket items, but they just don’t have the look and polish the of the original Apple equipment.


Percentage Of Pawn Shops That Accept This Item 99%
Percentage Of Pawn Shops That Consider This Item Desirable 80%
Average Redemption Rate For This Type Of Item 70%
Percentage of Households That Have This Type Of Item 30%
Percentage Of Times This Type Of Item Is Pawned vs Being Sold 90%

The Apple line of desktop computers score high across all of these marks as you might expect. Of pawn shops that take electronics in general, the Apple desktop line is accepted by roughly 99% of pawn shops. 80% of those shops consider the iMac to be highly desirable.

The average redemption ratio for an Apple desktop computer sits at right around 70% with most people coming back to get theirs.

Only 30% of households that have computers are estimated to have an Apple desktop that they could pawn or sell. Roughly 90% of transactions involved Apple desktop computers result in the computer being used as collateral for a loan versus being outright sold.

What Are Some Advantages To Pawning This Type Of Item

  • You should absolutely no trouble finding a pawn shop that will take in your Apple desktop computer products as long as it is newer, complete, and in good condition.
  • Generally speaking, pawn shops pay well for newer Apple desktops, so you should be able to get a loan that will cover just about any size expensive short of the dramatically unforeseen.

What Are Some Drawbacks To Pawning This Type Of Item

  • You may miss your desktop while it is in on loan.
  • The loan will typically be higher value so you may have to pay a little more in interest to get it back than a smaller sized loan.
  • If you don’t know your iCloud password or the password to unlock the machine, the pawn shops ill most certainly turn you and the computer away, so have these things upfront.

Pawning or Selling Your Apple Desktop To A Pawn Shop

One thing that we didn’t cover too much in this article was passwords.

You absolutely must know the password for the computer for a pawn shop to even consider it. It’s unlikely that you don’t know your own password, so pawn shops partially use this as a test to make sure you actually own the computer and it’s not someone else’s.

Equally you have to know your iCloud password as well, and be signed out of your Apple account for most pawn shops to deal with your Apple computer. If you don’t know this or don’t sign out of the account before you bring the computer into the pawn shop, they may not be so inclined to help you get a loan on or sell your computer.

Lastly, if your computer is banged up or has a cracked screen, missing parts, etc. then you can’t reasonable expect to get top dollar for your system at a pawn shop.

Apple buyers are very picky about the condition of their machines. If yours shows any signs of abusive or neglect, expect that to work heavily against you when it comes time to sell it or make a loan on it at a pawn shop.