Can You Pawn The Same Item Twice?

Brian McCracken


Are you worried about taking the same item to the pawn shop twice? You shouldn’t be. Pawn shops love that, and here’s why.

Pawn Shops Don’t Mind Repeating Loans

Can you pawn the same item twice? Is there any limit to the number of times you can pawn something? These are questions that I get all the time and to be honest, I’m not entirely sure why. There’s no reason that a pawn shop wouldn’t accept the same item twice, or as many times as you brought it in. If you think about it, the fact that you have left it there on a loan once and then came back to pick it up should give a pawn shop more comfort in knowing that you will make good on repaying the loan.

In addition, if you bring in something that they’ve already had in, then they know what it is. They don’t need to go through the hassle of looking it up, authenticating it, verifying it, etc. They’ve already done all of that. There are really a lot of upsides to a pawn shop when someone brings in the same item on a regular basis.

But I often wonder where the thought that a pawn shop wouldn’t be okay with this originated from. Why do people think that a pawn shop would have a problem accepting the same item multiple times?

Benefits Of Pawning The Same Item

When you bring the same item into a pawn shop two or more times, you save the pawn shop a lot of time. They won’t have to reinspect your items to see what they are, they will already know, making the whole transaction much faster.

Some other benefits of pawning the same item are:

  • They know it’s not stolen already. On the rare occasions some idiot decides to take something stolen to a pawn shop, they normally just sell it so that they can get the most money possible. However, even if they don’t sell it and just make a loan on it instead, they never come back to get it, let alone bring it in again. If anything, the fact that you have gotten this item out of pawn once already tells the pawn shop that there’s really nothing to worry about in regard to the true ownership of the item.
  • They know how much to offer you. Since they’ve already appraised your item before, they don’t need to do it again. They can just offer you the same amount or adjust it slightly based on market conditions or demand. This makes the process smoother and quicker for both parties.
  • They know how fast they can sell it. If your item is something that sells well at their store, they will be more willing to lend you money on it again and again. They know that even if you don’t come back for it, they can easily find a buyer for it and make a profit.

What If You Have Two Of The Same Item?

Thinking about this some more, I considered that perhaps what people meant, and were concerned by, was pawning two of the same item. For instance, two rings, two TVs, or two laptops? But on the same token, this isn’t really a concern either assuming that the items aren’t new.

If we are talking about brand new merchandise, that would be a little suspicious. If, on the other hand, we are talking about used items that you just happen to have two of, that’s not such an abnormality.

For instance, I have two MacBook Pros. I also have two Dell Latitudes. I bought them, and should I have to make a loan on them, I would hope that a pawn shop would look at them, see they were used, and not make a big deal out of it.


Whether you are talking about pawning one item twice, or pawning two of the same type of item, it doesn’t matter. Pawn shops are in the business of making loans and collecting payments.

So when you bring your items in for a loan, they are happy to help you and won’t judge you assuming that everything is on the up-and-up and these things belong to you.